第B06版:FOCUS
2017年05月15日 星期一
MYbank loans went  popular among  e-commercestart-ups
  According to Ant Financial Services Group,an affiliate company of Alibaba Group that enables individuals and businesses to execute payments online,28%of university graduates who start a small business on the Internet this year choose MYbank loans to fuel their start-up capital.Suzhou graduates formed the eighth biggest borrower groupinChina.
  MYbank was one of the first five private banks ap-proved by China Banking Regulatory Commission and was initialedby Ant Financial Services Group.
  All the graduate entrepreneurs share three common qualities:high credit worthiness according to Sesame Credit,the credit scoring systemof Ant Financial,high frequency of reoccurring loans,and timely repayment.The bad loan rate was as low as0.2%,which was one ninth of that of credit cards.University student sellers’average credit worthiness in Sesame Credit was22points higher than all sellers on Taobao and T’ mall,and their Sesame Credit was48points higher than the national average.
  Among the28%graduate entrepreneurs,their aver-age annual loan was70,000yuan with an average of12loans. (SuzhouDaily)
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